Acceptance of terms
By using LivingOn3K.com, you agree to these terms. If you do not agree, please do not use the site. These terms apply to all visitors.
What this site is
LivingOn3K.com is an independent informational website. We explain assistance programs, budgeting options, and resources for people living on tight budgets. We are not a government agency, not a financial institution, and not a nonprofit organization that provides direct aid.
What this site is NOT
- We are not a government website and have no connection to any government agency.
- We do not give out money or process benefit applications.
- We do not provide legal advice or financial advice.
- We do not guarantee that any program described is still available or that you will qualify.
Accuracy of information
We work hard to keep our guides up to date and accurate. But program rules, phone numbers, income limits, and deadlines change often. Always verify current details with the agency or organization directly before making decisions. We are not responsible for errors or outdated information on this site.
Your use of this site
You may read and print pages from this site for personal, non-commercial use. You may not copy large portions of this site, republish guides as your own, or use our content for commercial purposes without written permission.
You agree not to use this site in any way that could harm others, violate laws, or interfere with how the site works.
External links
We link to government agencies, nonprofits, and other organizations. These links are for your convenience. We do not control those websites and are not responsible for their content, accuracy, or any actions they take.
No warranties
This site is provided "as is." We make no promise that it will be available at all times, error-free, or that the information will always be current. Use this site at your own risk.
Limitation of liability
To the extent allowed by law, LivingOn3K.com is not liable for any loss or damage that results from using — or being unable to use — this site or the information on it. This includes decisions about applying for benefits, talking to agencies, or taking any action based on what you read here.
Changes to these terms
We may update these terms at any time. The date at the top of this page shows when they were last changed. Continued use of the site means you accept the updated terms.
Contact
Questions? Use our Contact page.