Who we are
LivingOn3K.com is an independent informational website. Our address is available on the Contact page. When we say "we," "us," or "our," we mean this website.
What information we collect
We do not ask you to create an account or share personal information to use this site. If you contact us by email or a contact form, we receive your name, email address, and message. We keep this only to respond to you.
We also receive standard web server data when you visit: your IP address, browser type, pages visited, and time of visit. This data is anonymous and used only to understand how people use the site.
Cookies and analytics
We use Google Analytics (via Google Site Kit) to count visitors and see which pages are most useful. Google Analytics uses cookies — small text files stored in your browser. You can turn cookies off in your browser settings. We do not use cookies to track you across other websites or for advertising.
What we do NOT do
- We do not sell your data to anyone.
- We do not show you targeted ads.
- We do not share your information with third parties except Google Analytics (anonymous data only).
- We do not collect Social Security numbers, income information, or application details.
Third-party links
Our guides link to government agencies, nonprofits, and other organizations. When you click those links, you leave this site. Those sites have their own privacy policies. We are not responsible for what they do.
Children's privacy
This site is not directed at children under 13. We do not knowingly collect information from children. If you believe a child has sent us personal information, please contact us and we will delete it.
Your rights
You can ask us to delete any personal information you have sent us (like a contact form message). Email us using the address on the Contact page.
Changes to this policy
We may update this policy from time to time. The date at the top of this page will always show when it was last changed. We will not notify you by email of changes because we do not have your email unless you contacted us.
Contact
Questions about this privacy policy? Use the form on our Contact page.